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Need expert guidance tailored to your unique situation? Connect with Mark Martinez for a one-on-one consultation. With his 19 years of experience, Mark will help you navigate the mortgage process with confidence and uncover strategies that can save you thousands.
When getting a home loan, your lender will typically require you to have an appraisal on the property. An appraisal will cost hundreds of dollars, if not a couple thousand depending on the home value. However, did you know that you can get an appraisal waived so that you don’t have to pay for it? Learn how here.
There is a difference in computing your debt-to-income ratios if you have an auto loan vs. an auto lease. This can make the difference between qualifying or not qualifying for the amount of home loan that you are requesting. There is another secret here that most lenders do not know or misunderstand. Find out the facts here. It can make the difference in whether or not you get the home that you desire.
Sometimes qualifying for a home loan is not an option because of the amount of debt you are carrying. If you have money for down payment, use this strategy to possibly qualify for your desired loan amount.
