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Purchase any of these modules to explore essential tips and strategies.
Need expert guidance tailored to your unique situation? Connect with Mark Martinez for a one-on-one consultation. With his 19 years of experience, Mark will help you navigate the mortgage process with confidence and uncover strategies that can save you thousands.
When getting a home loan, your lender will typically require you to have an appraisal on the property. An appraisal will cost hundreds of dollars, if not a couple thousand depending on the home value. However, did you know that you can get an appraisal waived so that you don’t have to pay for it? Learn how here.
There is a difference in computing your debt-to-income ratios if you have an auto loan vs. an auto lease. This can make the difference between qualifying or not qualifying for the amount of home loan that you are requesting. There is another secret here that most lenders do not know or misunderstand. Find out the facts here. It can make the difference in whether or not you get the home that you desire.
Controversial and inequitable, in my opinion, but a sign of the times. Classified minorities may be entitled to some fee relief, which can save hundreds of dollars in closing costs. Learn what to ask for to determine if this applies to you.